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Biodegradable Discover More Card

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  • 0% Intro APR on Purchases and Balance Transfers for 6 Months
  • 5% Cashback Bonus on travel, gas, home improvement stores, department stores, groceries, restaurants, pet stores, and more.
  • Up to 1% unlimited Cashback Bonus on all your orther Purchases
  • 5% to 20% Cashback Bonus through our exclusive online shopping site
  • Card plastic breaks down 99% within five years in landfill conditions
Biodegradable Discover More Card Offer Details:
Credit Level
Excellent Credit 
Intro APR% on purchases
0% 
Intro Rate Period
6 months 
Regular APR
11.99% - 18.99% 
Default APR %
Up to 29.99% variable 
Cash Advance APR
23.99% variable 
Cash Advance Fee
3% for each cash advance with a minimum of $5 and no maximum; 5% for each cash advance, with a minimum of $10 and no maximum 
Intro APR Balance Transfer
0% 
Intro Balance Transfer Rate Period
6 months 
Intro Balance Transfer Fee
3% up to 5%, with a $10 minimum and no maximum 
Intro Balance Transfer Fee Minimum
$10 
Balance Transfer APR
11.99% - 18.99% 
Balance Transfer Fee
3% and up to 5% 
Minimum Finance Charge
$0.50 
Grace Period
25 days 
Late Fee
$19 on balances up to $250 and $39 on balances over $250. 
Over-the-Limit Fee
$15 on balances up to $500, and $39 on balances over $500; effective February 1, 2010, we will not charge an overlimit fee. 
Foreign Purchase
2% 
Account Set-Up Fee (One-time)
$0 
Annual Fee
Unlimited cash rewards with no annual fee 
Monthly Servicing Fee
$0 
 
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