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Discover Motiva Card

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  • Pay-On-Time Bonus - Each time you make 6 on-time payments in a row, get your next month's interest back
  • 5% to 20% Cashback Bonus at select online retailers
  • Up to 1% Cashback Bonus on all your other purchases
Discover Motiva Card Offer Details:
Credit Level
Excellent Credit 
Intro APR% on purchases
3.99% 
Intro Rate Period
6 months 
Regular APR
as low as 11.99% 
Default APR %
Up to 29.99% variable 
Cash Advance APR
23.99% variable 
Cash Advance Fee
3% for each cash advance with a minimum of $5 and no maximum; 5% for each cash advance, with a minimum of $10 and no maximum 
Intro APR Balance Transfer
3.99% 
Intro Balance Transfer Rate Period
12 months 
Intro Balance Transfer Fee
3% up to 5%, with a $10 minimum and no maximum 
Intro Balance Transfer Fee Minimum
$10 
Balance Transfer APR
11.99% to 18.99% 
Balance Transfer Fee
3% up to 5% 
Minimum Finance Charge
$0.50 
Grace Period
25 days 
Late Fee
$19 to $39 
Over-the-Limit Fee
$15 to $39 
Foreign Purchase
2% 
Account Set-Up Fee (One-time)
$0 
Annual Fee
Unlimited cash rewards with no annual fee 
Monthly Servicing Fee
$0 
 
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