Discover Motiva Card Offer Details:
Credit Level
Excellent Credit
Intro APR% on purchases
3.99%
Intro Rate Period
6 months
Regular APR
as low as 11.99%
Default APR %
Up to 29.99% variable
Cash Advance APR
23.99% variable
Cash Advance Fee
3% for each cash advance with a minimum of $5 and no maximum; 5% for each cash advance, with a minimum of $10 and no maximum
Intro APR Balance Transfer
3.99%
Intro Balance Transfer Rate Period
12 months
Intro Balance Transfer Fee
3% up to 5%, with a $10 minimum and no maximum
Intro Balance Transfer Fee Minimum
$10
Balance Transfer APR
11.99% to 18.99%
Balance Transfer Fee
3% up to 5%
Minimum Finance Charge
$0.50
Over-the-Limit Fee
$15 to $39
Account Set-Up Fee (One-time)
$0
Annual Fee
Unlimited cash rewards with no annual fee