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Discover Student Card

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  • 5% Cashback Bonus on purchases for select programs
  • Up to 1% Cashback Bonus on  purchases, automatically
  • 5% to 20% Cashback Bonus at select online retailers
  • 0% for the first 6 months
Discover Student Card Offer Details:
Credit Level
Poor Credit
No Credit History 
Intro APR% on purchases
0% 
Intro Rate Period
6 months 
Regular APR
14.99% variable 
Default APR %
Up to 29.99% variable 
Cash Advance APR
23.99% variable 
Cash Advance Fee
3% for each cash advance, with a minimum of $5 and no maximum; 5% for each cash advance, with a minimum of $10 and no maximum 
Intro APR Balance Transfer
n/a 
Intro Balance Transfer Rate Period
n/a 
Intro Balance Transfer Fee
n/a 
Intro Balance Transfer Fee Minimum
n/a 
Balance Transfer APR
n/a 
Balance Transfer Fee
n/a 
Minimum Finance Charge
$0.50 
Grace Period
25 days 
Late Fee
$19 to $39 
Over-the-Limit Fee
$15 to $39 
Foreign Purchase
2% 
Account Set-Up Fee (One-time)
$0 
Annual Fee
Unlimited cash rewards with no annual fee 
Monthly Servicing Fee
$0 
 
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