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First Option Visa

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  • Be Approved Regardless of Credit History or Income 
  • Guaranteed Approval  
  • Get a REAL Visa® Credit Card  
  • Up to $5,000.00 Secured Line of Credit  





First Option Visa Offer Details:
Credit Level
Poor Credit
Bad Credit
No Credit History 
Intro APR% on purchases
n/a 
Intro Rate Period
n/a 
Regular APR
19.5% 
Default APR %
n/a 
Cash Advance APR
19.5% 
Cash Advance Fee
2% of advance (min $1, max $20) 
Minimum Finance Charge
$0.50 per month 
Grace Period
None 
Minimum Credit Limit
$300 
Maximum Credit Limit
$5,000 
Late Fee
$20 
Over-the-Limit Fee
$20 
Foreign Purchase
n/a 
Annual Fee
$59 per year 
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