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HSBC American DreamCard MasterCard Offer Details:

Credit Level

Fair Credit

Intro APR% on purchases

n/a

Intro Rate Period

n/a

Regular APR

14.99% - 21.99% variable

Default APR %

27.24% - 28.99%

Cash Advance APR

22.99% - 28.99% variable

Cash Advance Fee

$5 for each cash advance of $100 or less; for all other cash advances transactions, $15 or 4%, whichever is higher

Balance Transfer APR

14.99% - 21.99% variable

Minimum Finance Charge

$1.00

Grace Period

20 days

Late Fee

$39

Over-the-Limit Fee

$39

Foreign Purchase

Account Set-Up Fee (One-time)

Annual Fee

$0, $39 or $59

Monthly Servicing Fee

n/a

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