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IBERIABANK Visa Gold Card

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  • Variable Rate APR ranging from Prime + 6.5% thru Prime + 13.00%
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • No annual membership fee
  • Low Introductory APR on balance transfers for your first 6 billing cycles.Applies to balance transfers processed within three months of your account open date.
  • 25 Day grace period
  • Online access to credit card account information
IBERIABANK Visa Gold Card Offer Details:
Credit Level
Excellent Credit 
Intro APR% on purchases
n/a 
Intro Rate Period
n/a 
Regular APR
9.75% - 16.25% 
Default APR %
22% on all balances 
Cash Advance APR
13.75% - 20.25% 
Cash Advance Fee
5% of the amount of the advance, but not less than $5.00, no more than $100.00 
Intro APR Balance Transfer
1.99% 
Intro Balance Transfer Rate Period
6 months 
Intro Balance Transfer Fee
2% of the transfer amount 
Intro Balance Transfer Fee Minimum
2% of the transfer amount 
Balance Transfer APR
9.75% - 16.25% 
Balance Transfer Fee
2% 
Balance Transfer Fee Minimum
$0 
Minimum Finance Charge
$1.00 
Additional Card Holders
$0 
Grace Period
25 days 
Late Fee
$15 to $35 
Over-the-Limit Fee
$35 
Foreign Purchase
2% 
Account Set-Up Fee (One-time)
$0 
Annual Fee
Unlimited cash rewards with no annual fee 
Monthly Servicing Fee
$0 
 
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