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IBERIABANK Visa Select Card

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  • Introductory Rate of 8.75% for 12 months from date opened on Purchases
  • Introductory Rate of 8.75% for the first 12 billing cycles on Balance Transfers.Applies to balance transfers processed within three months of your account open date
  • Low Ongoing Variable Rate APR after introductory period Prime + 5.5%
  • No transaction fee for balance transfers
  • 25 day grace period
  • Online access to credit card account information
IBERIABANK Visa Select Card Offer Details:
Credit Level
Excellent Credit 
Intro APR% on purchases
8.75% 
Intro Rate Period
12 months 
Regular APR
8.75% 
Default APR %
22% 
Cash Advance APR
12.75% 
Cash Advance Fee
Either $5 or 3% of the amount of each cash advance, whichever is greater (maximum fee: $100) 
Intro APR Balance Transfer
8.75% 
Intro Balance Transfer Rate Period
12 months 
Intro Balance Transfer Fee
$0 
Intro Balance Transfer Fee Minimum
$0 
Balance Transfer APR
8.75% 
Balance Transfer Fee
$0 
Balance Transfer Fee Minimum
$0 
Minimum Finance Charge
$1.00 
Additional Card Holders
$5 
Grace Period
25 days 
Late Fee
$15 to $35 
Over-the-Limit Fee
$35 
Foreign Purchase
2% 
Account Set-Up Fee (One-time)
$0 
Annual Fee
$45 
Monthly Servicing Fee
$0 
 
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