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New Millennium Bank Platinum Visa or MasterCard Offer Details:

Credit Level

Poor Credit
Bad Credit
No Credit History

Intro APR% on purchases

n/a

Intro Rate Period

n/a

Regular APR

19.5%

Default APR %

n/a

Cash Advance APR

19.5%

Cash Advance Fee

2% of advance (min. $1.00, max. $20.00)

Intro APR Balance Transfer

n/a

Intro Balance Transfer Rate Period

n/a

Minimum Finance Charge

$0.50 per month

Grace Period

None

Minimum Credit Limit

$300

Maximum Credit Limit

$5,000

Late Fee

$20

Over-the-Limit Fee

$20

Foreign Purchase

n/a

Annual Fee

$59

Other Credit Cards by New Millennium Bank

Next Millennium MasterCard

First Option Visa

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