Visa Black Card Offer Details:
Credit Level
Excellent Credit
Intro APR% on purchases
n/a
Regular APR
13.24% variable
Default APR %
Up to 27.24% variable
Cash Advance APR
19.99% variable
Cash Advance Fee
3% of the amount advanced, $10 minimum, no maximum
Intro APR Balance Transfer
0%
Intro Balance Transfer Rate Period
6 months
Intro Balance Transfer Fee
3% of the amount of each transfer or check, $5 minimum, $50 maximum
Intro Balance Transfer Fee Minimum
$5
Balance Transfer APR
13.24% variable
Balance Transfer Fee
3% of the amount of each transfer or check with a minimum fee of $5
Balance Transfer Fee Minimum
$5
Minimum Finance Charge
$1.00 / For Residents of Iowa at the time of Account opening $0.50
Additional Card Holders
n/a
Late Fee
$25 to $39; for Residents of Iowa at the time of Account opening $15
Over-the-Limit Fee
$25 to $39; for Residents of Iowa at the time of Account opening $15
Foreign Purchase
3% of the U.S. Dollar amount
Annual Fee
$495 ($195 for each Authorized User added to the account)
